What To Include In A Storm Damage Photo Report
After a storm, documentation is everything. Whether you're a contractor, public adjuster, or homeowner, your ability to capture damage accurately and professionally can determine how fast a claim is approved — or whether it's approved at all.
A complete storm damage photo report organizes visuals, shows scope, and eliminates confusion. Here's a breakdown of what to include in every photo report so it's clear, consistent, and claim-ready.
📸 Key Elements of a Storm Damage Photo Report
1. Cover Page (Optional but Professional)
Include property address, client name, inspection date, and your business logo or contact info. It sets the tone for a clean report.
2. Wide Shots for Context
Start with full-exterior photos of the structure. Show the property from multiple angles to help viewers understand layout and scale.
3. Room-by-Room or Area-Based Organization
Break the report into zones like "Front Roof," "Living Room Ceiling," or "South Wall Fence." This makes it easier for adjusters to navigate.
4. Close-Ups of Damage
Provide zoomed-in images of shingles, cracks, soaked drywall, or debris. Show texture and severity where possible.
5. Labels and Annotations
Use labels like "Tarped," "Exposed," or "Active Leak" to describe each photo. Add notes to explain how damage occurred or what repairs are needed.
6. Timestamped & Geotagged Metadata
Capture date, time, and location automatically so your report holds up under scrutiny. WorkFotos embeds this data for you.
7. Before and After Comparisons (If Available)
Include older reference photos if you have them. Showing the same area before and after the storm helps prove the loss.
8. Temporary Repairs or Mitigation Efforts
Document emergency board-ups, roof tarps, or drying machines in use. This can justify immediate action or invoices submitted.
Who Uses These Reports?
- 🧰 Contractors submitting proof to insurance
- 🔍 Adjusters assessing total storm loss
- 🏠 Homeowners creating support files for claims
- 📋 Property managers verifying repairs
- 💼 Public adjusters negotiating with carriers
Build Reports That Speed Up Approval
Insurance companies process thousands of storm claims — the clearer and more organized your report, the faster they can act. WorkFotos gives you everything you need to build, label, and deliver professional photo documentation that protects both sides of the process.